Life Insurance Corporation of India (LIC), is one of the country largest life insuranace goverment company , which is facing pressure in the stock market. Over the past year, LIC’s share price has dropped by around 15%, raising concerns among investors and policyholders alike.
Over 70% of LIC’s Portfolio in the Red
According to data reported by The Economic Times, more than 70% of the stocks held in LIC’s investment portfolio are showing negative returns. Where Some of these stocks have even fallen by as much as 70% in the past 12 months. This situation of LIC is very bad for stock holder.
This means that not only is LIC’s own share value under pressure, but the value of many companies LIC has invested in is also falling.
What’s Causing the Decline lic share ?
Here we are discuresed the Several factors are contributing to the pressure on LIC’s portfolio:
•
- Weakness in mid-cap and small-cap stocks
- High exposure to underperforming sectors
- Market volatility due to global economic slowdown
- LIC’s long-term investment strategy facing short-term losses
While LIC has a large and diverse portfolio, many of its holdings in banking, infrastructure, and public sector companies have not performed well recently.
Should Policyholders and Investors Worry?
Just I talk about that ,LIC officials have not made any public statements about the recent decline. However, experts believe that LIC’s fundamentals remain strong, and short-term stock market fluctuations are normal for large institutional investors.
If you are a policyholder, your policy benefits are not affected by LIC share price or stock investments. LIC continues to manage its funds in line with IRDAI (Insurance Regulatory and Development Authority of India) guidelines.
🧠 Expert Opinion
Market analysts suggest that LIC may need to rebalance its portfolio and reduce exposure to non-performing sectors.
“While LIC has a long-term investment horizon, a 15% drop in its share price and poor portfolio performance sends a negative signal to retail investors,” it is said by senior market strategist.
📌 Key Takeaways
- LIC share price has dropped ~15% in the past year.
- Over 70% of LIC’s stock investments are currently in loss.
- Some holdings have dropped by 60–70%.
- Policyholders are not directly affected.
- LIC may face pressure to improve portfolio performance.
LIC remains one of India’s most trusted financial institutions, but the recent stock performance highlights the need for better investment management. Investors are advised to keep an eye on LIC’s future financial disclosures and strategy updates.
