Discover most useful LIC calculator and simplify your future investment with accurate calculation. through this website we provide all calculator which are related to LIC.
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LIC Premium Calculator
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What is an LIC Calculator?
An LIC Calculator is an online tool that helps you calculate your Life Insurance Corporation (LIC) policy premium, maturity value, and its expected returns within seconds. It make your financial planning very easy by eliminating manual calculations and helps you choose the best LIC policy according to your budget and goals.
Why Use an LIC Calculator?
As we see many people buy LIC policies without understanding or knowing how much money they will need to pay or receive. Here’s how an LIC calculator helps to tackle these problems:
✅ Accurate Premium Estimation
✅ Maturity Value Forecasting
✅ Compare Multiple LIC Plans
✅ Saves Time & Avoids common Error
✅ Helps in making Goal-Based Planning (like retirement, child education, etc.)
How Does the LIC Calculator Work?
The calculator uses very simple and specific LIC policy formulas, based on the following inputs which is given by user:
Policy Type (e.g., Endowment, Term, Jeevan Anand)
Sum Assured
Policy Term (Years)
Age of Policyholder
Premium Payment Frequency (Monthly, Quarterly, Yearly)
Bonus Rate (if applicable)
After entering required details, the calculator provides:
Your annual or monthly premium
Total premium paid over the policy term
Maturity amount including bonuses
Death benefit coverage
Features of Our LIC Calculator Tool
| Feature | Benefit |
|---|---|
| Plan Comparison | Choose the best LIC plan after calculation |
| Real-time Results | Get instant estimates as per the current LIC rates |
| User-Friendly Interface | Its super easy No technical knowledge needed |
| Mobile-Friendly | Work on almost most of devices, use anytime |
| Updated for 2025 | Includes latest LIC plan changes and bonus rates |
Popular LIC Plans You Can Calculate
Here are some popular LIC policies there’s many more you can search them also via given search bar :
LIC Jeevan Labh
LIC New Endowment Plan
LIC Jeevan Anand
LIC Tech Term Plan
LIC Jeevan Umang
LIC Child Future Plan
Frequently Asked Questions (FAQs)
Is the LIC calculator accurate?
Yes, our LIC calculator uses the latest formulas and bonus rates provided by LIC to provides you near-accurate results.
Does it cover all LIC policies?
Yes Our tool includes almost all LIC policies, including Jeevan Labh, Jeevan Anand, Tech Term, and more.
Can I use this calculator for child or pension plans?
Absolutely. The calculator allows input customization for child education plans, pension plans, and savings schemes.
Is this calculator free?
Yes. It’s completely free and secure, with no registration required.