LIC Calculator 2026
Estimate LIC premium, maturity, surrender value and policy benefits with simple calculators built for Indian policyholders.
- Free calculators with no registration
- Plan-specific inputs and clear estimates
- Easy to use on mobile and desktop
Independent informational website. Not affiliated with or endorsed by Life Insurance Corporation of India.
Popular LIC Calculators
Premium Calculator
Estimate the premium for an LIC policy.
Calculate now →Maturity Calculator
Estimate maturity value and policy returns.
Calculate now →Surrender Value
Check an estimated early-exit value.
Calculate now →Jeevan Labh
Estimate Plan 936 premium and benefits.
Calculate now →Jeevan Umang
Explore Plan 945 premium and benefits.
Calculate now →Child Plan Calculator
Compare child-plan premium and maturity estimates.
Calculate now →Jeevan Ankur
Estimate Plan 807 maturity benefits.
Calculate now →LIC SIP Calculator
Project regular investment growth.
Calculate now →Browse LIC Plans by Category
Endowment Plans
Savings and life-cover plans
Whole Life Plans
Long-term life-cover options
Money Back Plans
Plans with survival benefits
Term Assurance Plans
Protection-focused plans
Pension Plans
Retirement and annuity plans
LIC Riders
Additional policy protection
Withdrawn Plans
Information for existing policies
All Insurance Plans
Browse the complete plan archive
Latest LIC Updates
Why Use LICCalc?
- ✓No sign-up
Open a calculator and start immediately.
- ✓Plan-specific tools
Use inputs designed for individual LIC plans.
- ✓Detailed estimates
Review premium, maturity and benefit breakdowns.
- ✓Easy on every device
Use the tools on mobile, tablet or desktop.
How LIC Calculators Work
Choose a calculator, enter the required policy information and review the estimate.
Choose a Tool
Select the calculator that matches the LIC plan or benefit.
Enter Details
Add age, sum assured, term and other requested information.
Calculate
Let the tool apply its calculation rules to the information.
Review Results
Read the estimate and verify final values with official documents.
Frequently Asked Questions
What is an LIC calculator?+
An LIC calculator is an online tool that provides an estimate of premiums, maturity value, surrender value or policy benefits using the information entered.
Are LICCalc calculators free?+
Yes. The calculators can be used without payment or account registration.
Are the results official LIC quotations?+
No. Results are estimates for information and planning. Final values should be confirmed with official LIC documents or an LIC branch.
Which details are normally required?+
Inputs can include age, sum assured, policy term, premium payment term and payment mode. Requirements differ by calculator.
Can old or withdrawn plans be checked?+
LICCalc includes information and calculators for several withdrawn plans to help existing policyholders understand older policies.
Does LICCalc sell LIC policies?+
No. LICCalc is an independent informational website and is not affiliated with or endorsed by Life Insurance Corporation of India.