LIC SIP Calculator 2026
Plan your Systematic Investment Plan with LIC for the year 2026
Total Investment
Estimated Returns
Total Value
Wealth Gain Ratio
LIC SIP calculator is an digital online tool which are used to estimate the outcome result of your impute as sip amount. A Systematic Investment Plan, or SIP, is one of the most trusted ways to grow wealth in a stable manner. Life insurance of India (LIC), Indiaโs most reliable insurance brand, which are offers multiple savings and market-linked products that support monthly contributions. To help the users to calculate regarding their future wealth, an advanced LIC SIP Calculator (2026) is now available online.
This calculator will shows you the estimated returns based on your SIP amount, duration, and expected rate of return. It helps you to compare plans and make smart investment decisions before committing your money.
In this article, you will learn everything about the this Calculator, including its working process, formulas, benefits, example calculations, and a list of popular LIC plans for monthly savings.
What Is an LIC SIP Calculator?
An LIC SIP Calculator is a digital tool that helps individuals to estimate the future maturity value of their monthly investments in LIC plans or LIC Mutual Funds. this are very very fine calculation to get the estimated profits or return. under this calculator you have to entering a few basic details and the you can instantly see some basic result show below :
- Total investment amount
- Expected maturity value
- Estimated profit or returns
- Growth chart over the selected tenure
This calculator removes your guesswork and supports better financial planning for long-term goals such as retirement, education, home purchase, and childrenโs future.
How the LIC SIP Calculator (2026) Works ?
The working of this calculator is very simple , its a simple mathematical calculation which're work behind the calculator. The calculator uses the concept of compound interest. You invest a fixed amount every month, and the investment grows with time. A few inputs are required:
| Input Field | Meaning |
| Monthly SIP Amount | The amount you want to invest every month |
| Investment Duration | Total period of your SIP (in years) |
| Expected Return Rate | Estimated interest/market return |
| Compounding Frequency | Monthly compounding preferred |
After entering these details, the LIC SIP Calculator generates results within seconds. It also allows changing inputs to compare different scenarios, and helping investors pick the best plan for their budget.
Key Features of LIC SIP Calculator (2026 Update)
The latest SIP Calculator offers a simple and fast way to estimate the future returns of your monthly investments. Below are the major features:
- Easy and user-friendly interface
- Designed for both mobile and desktop users
- Accurate estimation based on compounding
- Instant comparison between investment amounts and time periods
- Visual charts for better understanding of growth
- Free to use with unlimited calculations